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Computer Crime

Computer Crime
Computer fraud is one of the main threats to financial institutions. The latter can be severely affected by attacks, systems failures or viruses. This is why Electronic and Computer Crime Insurance is very important as it covers the following
Loss due to:
  • The fraudulent modification of electronic data or software programs within computer systems
  • Robbery, burglary, larceny or theft of electronic data to software programs
  • The acts of a hacker causing damage or destruction to electronic data or software programs
  • Damage or destruction of electronic data or software programs due to computer virus
Loss due to the transfer of funds as a result of unauthorized and fraudulent electronic communications from customers, a clearing house, custodians or financial institutions.
Loss due to the transfer of funds on the faith of any unauthorized and fraudulent customer voice initiated funds transfer instructions.
Loss by a third party who has gained unauthorized access into the insured's computer systems threatening to cause the transfer of funds, disclosure of confidential security codes to third parties, or damage to electronic data or software programs.
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