The Individual & Family plan “MENA PLUS “health program is a comprehensive health insurance. It offers coverage options and variations to suit the clients' budget and place of residence through a wide network of providers throughout the Middle East, North Africa and Worldwide for emergencies. It includes numerous added value features and solutions.
Scope of cover
- Financial coverage up to 7,500 KWD, 24-hour a day, all year round.
- All diagnostic endoscopic and surgical procedures.
- Physiotherapy treatment related to a covered hospitalization.
- Pre existing medical conditions after 3 months of insurance. If the insured was previously insured under another similar plan, he might benefit from the continuity in coverage as from inception (co-Insurance 15%).
- Maternity benefits including delivery, medically mandated abortion, miscarriage and epidural after 10 months of insurance (co-insurance 15%).
- GlobeMed Baby Benefit offers medically eligible newborn babies the following coverage:
- Congenital cases correctable by surgery (Children up to age of 3 months).
- Dental benefits including Tooth Extraction, Amalgam Filling, Neurectomy & X-ray except Panoramic after 3 months of insurance (co-insurance 15%).
In addition to these features, Libano-Suisse has developed additional tools to provide you with exceptional customer service.
- Electronic file for every adherent in the policy:
Based on provided information, GlobeMed will create an electronic file in its database.
- Access Card:
Libano-Suisse will issue a personalized access card to all beneficiaries that denote:
- Beneficiary’s name.
- Details Coverage.
This card facilitates admission to providers’ network and receiving treatment for covered benefits.
Ambulatory
With their magnetic access card adherents can get ambulatory or diagnostic tests performed on out-of-hospital basis, at any of the centers within the network of providers.
- The ambulatory network is directly linked to GlobeMed server thereby giving immediate access to the coverage and medical tests information database.
- Vitamins
(The insured patient will be required to pay 10% co-insurance except for MRI Scans & 25% co-insurance for CT Scan of the services cost.)
Prescription Medicine
With the magnetic access card, patients can get their prescribed medicines from the nearest pharmacy within the network of providers.
The PMB plan provides the following benefits:
- Unlimited for acute medications prescribed by the attending physicians.
- Coverage for the great majority of vaccines recommended by the United States Centers for Disease Control and Prevention (CDC).
(The insured patient will contribute in 10% co-insurance of the medication cost.)
Doctors Consultations
It covers physician’s consultation fees in the clinic. The insured patient may use the services of any physician within the network of hospitals with 12 consultation visits per year up to 30 KWD per visit and 5 KWD co-insurance.
