It offers you the full flexibility to choose your covers as well as your premiums depending on your family needs.
We offer you an array of funds managed by specialists to ensure your investment objectives are met.
How do I choose my funds?
Depending on your risk appetite and your return expectations, you can choose between 4 options:
A: Conservative aiming to guarantee a minimum yield on your savings.
B: Moderate, risk-weighted funds with more focus on guaranteed fund.
C: Growth, risk weighted balanced between guaranteed fund and Equity based Mutual Funds.
D: Aggressive with full focus on Equity funds.
Can I change my funds allocation?
At any time, you can reconsider your funds distribution or switch your cash value from an investment fund to another.
What additional options can I add to my policy?
We have included comprehensive covers that you can optionally add to your life policy so you can receive the maximum financial support in case of unforeseen events, such as:
• Permanent Total Disability in case of Accident and Sickness.
• Permanent Partial Disability in case of Accident and Sickness.
• Passive war and terror risks protection in case of death or permanent disability.
• Critical illness.
How are premiums payable?
You can determine the mode of payment of your premiums: yearly, half-yearly, quarterly, or monthly, with yearly premium starting as low as $600.
Can I make partial withdrawals during the lifetime of the policy?
This plan is designed to meet your instant needs; you have the possibility to withdraw up to 80% of your net cash surrender value.
How can I protect my investment against inflation?
You can index your premium by up to 10%, to protect yourself against inflation.
You can also boost your investment by injecting extra cash in your policy at any time.
How do I get paid at maturity?
You have the choice either to cash your investment as a lump sum, or as fixed annuities.
How do I subscribe to Créavie All-Star?
Just contact Libano-Suisse and we’ll have an advisor visit you to ensure the best one to one personalized and tailor made service or request a quote.
Your personalized plan benefits:
Maximum Flexibility:
- Choice between a Guaranteed Offshore Fund and a wide array of International Mutual Funds based in the U.S.A or other countries.
- Zero Surrender charges after the 4th year
- Various Options include: Indexation to protect from inflation, injecting Ad Hoc boosters, increasing/decreasing payments, making withdrawals/loans, etc...
Partnering with top Global Class A re-insurers.
